Roth 401 K Income Limits 2024 Over 55. Here are more details on the contribution limit and how you can take advantage of this unique retirement account. The roth 401 (k) contribution limit for 2024 is $23,000 for employee contributions and $69,000 total for both employee and employer contributions.

In 2024, it means setting aside $23,000 in savings, or $30,500 if you’re 50 or older. The total overall 401 (k) contribution limit for 2024, which includes employer matching contributions and nonelective contributions, is $69,000.